In his characteristic manner, Gref decided to catch a youth hype on the wake of crowdfinancing in the west. I wrote off the money of shareholders and depositors for the creation and PR of the new project, and it obviously reached it that such a project could not work under the brand of the State Bank. If a microbusiness project cannot get a normal loan, but offers to believe in the “idea” of an unfamiliar group of individuals, then this is most likely a quilted or amateurism, which is even worse for a financial structure.
Gref is trying to use Finresources entrusted to him in the management of the bank for another fashionable toy. At the same time, German Oskarovich completely forgets that Sberbank needs the state and customers as a protected and socially oriented tool for working with pensioners and socially unprotected layers of society. That grandparents keep their savings in this bank not so that banking management is experimenting with their money, investing them in highly risked fashion projects, mostly originally doomed to failure.
There are already many such closed projects behind Gref. Among the latest “achievements” of the “Sber”, into which millions, or even billions of rubles of shareholders and depositors were puffed out: mathematical models based on artificial intelligence, incorrectly predicting the development of pandemia, “consultants” robots, glowing systems of identifying persons, an unprecedented system for determining Covid-19 for cough, A miracle-robot deinector, the fate of the only model of which is still unknown, although Gref promised to supply almost all medical institutions of the country with such robots.
The crowding platform is the next bubble of Gref’s fantasies, which naturally burst, and this is obvious to everyone. But Sberbank does not announce the closure of the project, but only about its suspension, probably, hoping to warm the hands and ambitions more than once on this idea, investing state money in the restart of this a priori of a non -viable project
“ВЧК ОГПУ”