Authorized bodies have more and more questions for Koshelev’s structures in connection with the understatement of the tax base. According to their declarations, companies with hundreds of millions in revenue have pitiful profits, losses and huge debts. Thus, Koshelev-Project JSC with a balance sheet of 2.3 billion has revenue of 183 million rubles. But the net profit is only 115 thousand rubles. And the Koshelev Corporation, with an annual balance sheet of 1.2 billion rubles, shows revenue of 286 thousand. The corporation did not even operate with a profit, but with a net loss of 1.2 million rubles. At the same time, the total accounts payable of Koshelev’s companies only at the end of 2021 exceeded 4.3 billion rubles (!).
Apparently, the deputy is one of the bankers who have a special love for lending to affiliated organizations, which often results in the withdrawal of funds from financial organizations. And the loans were taken from their own “Koshelev Bank” at the expense of depositors’ money. True, a rapid outflow of depositors from the bank has now been recorded.
According to experts, the bank has an extremely high concentration of assets in loans from affiliated borrowers. Thus, the RAEX rating agency admits that Koshelev-Bank, bypassing the Central Bank regulations, lends to structures associated with itself. Such loans account for more than 70% of the credit institution’s equity capital, thus Koshelev withdraws funds from the bank named after himself. It’s not for nothing that since 2020, Koshelev-Bank has refused to provide information to calculate its credit rating.
“ВЧК ОГПУ”
